Terms and Conditions

3.1 Account Creation: To access our services, you must create an account with accurate, current, and complete information.

3.2 Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

3.3 Account Termination: We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent activity.

4.1 Payment Method: All payments are processed securely through M-Pesa. By providing payment information, you confirm that you are authorized to use the payment method.

4.2 Pricing: Prices are displayed in Kenyan Shillings (KES) and are subject to change without notice. The price you pay will be the price displayed at the time of purchase.

4.3 Payment Confirmation: Payment must be confirmed before access to purchased papers is granted. Access is typically instant upon successful payment.

5.1 Access Duration: When you purchase a paper, you receive 30 days of unlimited viewing access from the date of purchase.

5.2 Personal Use Only: Papers are licensed for your personal educational use only. You may not share, distribute, sell, or sublicense the papers to others.

5.3 Secure Viewing: Papers are accessed through our secure in-browser viewer, with downloading, screenshotting, and copying disabled.

5.4 Prohibited Activities: You may not circumvent the viewer's security measures, reproduce, modify, or create derivative works from the papers.

6.1 Digital Nature: Due to the digital nature of our products and instant access upon purchase, all sales are generally final.

6.2 Exceptional Circumstances: Refunds may be considered in cases of technical errors, duplicate purchases, or if the paper is significantly different from its description.

6.3 Refund Requests: To request a refund, contact our support team within 24 hours of purchase with your transaction details and reason for the request.

7.1 Ownership: All papers, content, and materials on StethoStudy are owned by us or our content suppliers and are protected by copyright laws.

7.2 Limited License: Your purchase grants you a limited, non-exclusive, non-transferable license to access and view the papers for personal educational purposes only.

7.3 Copyright Infringement: Any unauthorized reproduction, distribution, or commercial use of our materials constitutes copyright infringement and may result in legal action.

9.1 Service Availability: We strive to ensure our services are available 24/7, but we do not guarantee uninterrupted access. We are not liable for any downtime or technical issues.

9.2 Content Accuracy: While we make reasonable efforts to ensure the accuracy of our papers, we do not warrant that the content is error-free or suitable for your specific purposes.

9.3 Maximum Liability: Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid for the specific paper in question.